PayMe

Effective Date: August 7, 2025

PayMe ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use the PayMe mobile application ("the App"). By using the App, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We collect the following types of information to provide and improve our services:

1.1 Personal Information

Account Data: If you create an account, we may collect your email address, name, and password.

Settlement Data: Information about your settlement preferences, claimed settlements, and eligibility criteria.

1.2 Non-Personal Information

Usage Data: We collect app usage metrics, such as the features you use and your interaction with the app, to improve the App.

Device Information: We collect data about your device, such as operating system, device model, and unique device identifiers.

1.3 Data from Third Parties

If you choose to link your account with third-party services (e.g., wellness or nutrition platforms), we may receive additional data as permitted by those services.

2. How We Use Your Information

We use your information for the following purposes:

• To improve, personalize, and enhance your experience with the App.
• To send notifications and updates regarding the App (if you opt-in).
• To comply with legal obligations or respond to lawful requests.

3. How We Share Your Information

We do not sell your data to third parties. We may share your information in the following cases:

Service Providers: We may share data with third-party vendors who assist us in operating the App.

Legal Compliance: We may disclose your information if required by law or if we believe it is necessary to protect our legal rights.

Aggregated Data: We may share anonymized and aggregated data for research or statistical purposes. This data cannot identify you.

4. Data Retention

We retain your personal data only as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.

5. Your Privacy Rights

Depending on your location, you may have the following rights:

Access: Request access to the personal information we hold about you.

Correction: Request that we update or correct inaccurate information.

Deletion: Request that we delete your data, subject to legal and contractual obligations.

Opt-Out: Opt out of receiving promotional emails or notifications.

To exercise these rights, contact us at help@kineticapps.io

6. Data Security

We implement appropriate technical and organizational measures to protect your data from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, so we cannot guarantee absolute security.

7. Children's Privacy

The App is not intended for users under the age of 13. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 13, we will delete it promptly.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated policy will be posted within the App with a new effective date. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us at:

PayMe Team

Need help with PayMe? We're here to assist you with any questions, issues, or feedback you may have.

Please email us at help@kineticapps.io and our team will get back to you as soon as possible.

Thank you for using PayMe.

Effective Date: August 7, 2025

Welcome to PayMe ("the App"). These Terms of Service ("Terms") govern your use of the App provided by Kinetic Apps ("we," "our," or "us"). By accessing or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.

1. Use of the App

By using the App, you represent and warrant that you are of legal age to form a binding contract or have parental consent. You agree to use the App only for lawful purposes and in compliance with these Terms and all applicable laws.

2. Account Registration

To access certain features, you may be required to create an account. You agree to provide accurate and complete information during registration and to keep your account information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

3. Intellectual Property

All content, features, and functionality in the App, including text, graphics, logos, and software, are owned by us or our licensors and are protected by intellectual property laws. You may use the App solely for personal, non-commercial purposes. Unauthorized use of any content is prohibited.

4. User-Submitted Content

If you submit any information, feedback, or data to the App, you grant us a non-exclusive, royalty-free, worldwide license to use, copy, and modify it for the purpose of operating and improving the App. You represent and warrant that you own or have the right to submit such content and that it does not violate any third-party rights.

5. Prohibited Conduct

You agree not to:

• Use the App for unlawful purposes or in a manner that violates these Terms.
• Interfere with the operation of the App or disrupt other users' enjoyment of it.
• Attempt to gain unauthorized access to the App or any related systems.
• Engage in any activity that could harm or exploit minors.
• Reverse engineer, decompile, or disassemble any part of the App.

6. Disclaimers

The App is provided "as is" without warranties of any kind, either express or implied. We do not guarantee the accuracy, reliability, or completeness of the information provided by the App. Your use of the App is at your own risk.

7. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the App. This includes any errors, inaccuracies, or omissions in the content provided.

8. Third-Party Services

The App may include links to third-party websites or services. We are not responsible for the content, terms, or privacy practices of third parties. Your use of third-party services is subject to their respective terms and policies.

9. Modifications to the App and Terms

We reserve the right to modify or discontinue the App or any part of it at any time without notice. We may also revise these Terms from time to time. Changes will be effective upon posting the updated Terms within the App. Continued use of the App constitutes your acceptance of the revised Terms.

10. Termination

We may terminate or suspend your access to the App at our discretion, without prior notice, for any reason, including if you violate these Terms. Upon termination, your right to use the App ceases immediately.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of The State of Delaware. Any disputes arising out of these Terms or your use of the App will be resolved in the courts of The State of Delaware.

12. Contact Us

If you have any questions about these Terms, please contact us at:

PayMe Team

Need help with PayMe? We're here to assist you with any questions, issues, or feedback you may have.

Please email us at help@kineticapps.io and our team will get back to you as soon as possible.

Thank you for using PayMe.